Victorian Government Slashes Stamp Duty for Off-the-Plan Properties: A Game-Changer for Property Buyers

In a groundbreaking move aimed at revitalizing the property market, the Victorian government has introduced substantial stamp duty reductions for off-the-plan purchases. From October 21, 2024, to October 21, 2025, buyers of eligible off-the-plan apartments, units, and townhouses will benefit from expanded concessions, potentially opening the door for a wider range of buyers.

维多利亚州政府采取了一项旨在振兴房地产市场的开创性举措，大幅降低了楼花购买的印花税。从 2024 年 10 月 21 日至 2025 年 10 月 21 日，符合条件的楼花公寓、单元房和联排别墅的买家将享受更多优惠，这可能会为更广泛的买家打开大门。

This one-year policy change is set to create significant savings for those purchasing off-the-plan properties, stimulating both first-time buyers and seasoned investors to consider jumping into the market. Here’s what you need to know about these new concessions.

这项为期一年的政策变化将为购买期房的买家节省大量资金，从而刺激首次购房者和经验丰富的投资者考虑进入市场。以下是您需要了解的有关这些新优惠的信息。

Key Details of the Stamp Duty Concessions 印花税优惠的主要信息

The updated policy introduces several major changes that will make off-the-plan purchases much more affordable:

• Eligibility: Applies to off-the-plan apartments, units, and townhouses that fall within a strata subdivision.

• Stamp Duty Calculation: The duty will now be calculated based on the land value only, rather than the full property price.

• Open to All Buyers: There is no cap on eligibility, meaning the concession is available to all buyers, not just first-home purchasers.

• 新政策引入了几项重大变化，使购买期房变得更加实惠：

  • 资格：适用于属于分层分区的期房公寓、单元房和联排别墅。
  • 印花税计算：现在印花税仅根据土地价值而不是全部房产价格来计算。
  • 向所有买家开放：没有资格上限，这意味着优惠适用于所有买家，而不仅仅是首次购房者。

How Does the Reduction Work? 减税如何运作？

The impact of this policy is best illustrated with an example. Suppose a Victorian buyer is looking to purchase an off-the-plan apartment valued at $620,000, with the land component worth $77,500. Before the policy change, this buyer would have faced a hefty $32,000 in stamp duty. Under the new scheme, they will pay just $4,000—a massive $28,000 saving!

举个例子，可以最好地说明这项政策的影响。假设一位维多利亚州的买家想购买一套价值 620,000 澳元的期房公寓，其中土地部分价值 77,500 澳元。在政策改变之前，这位买家将面临高达 32,000 澳元的印花税。在新方案下，他们只需支付 4,000 澳元——节省了 28,000 澳元！

This significant reduction in upfront costs could entice many buyers who might have previously been hesitant due to high initial expenses, making it easier for more Victorians to enter the property market.

前期成本的大幅降低可能会吸引许多之前因前期费用高昂而犹豫不决的买家，从而使更多维多利亚居民更容易进入房地产市场。

First-Home Buyer Benefits Remain Unchanged 首次购房者福利保持不变

While these new concessions are groundbreaking for all buyers, it's important to note that existing benefits for first-home buyers remain in place. Homes valued up to $600,000 will still enjoy a full stamp duty exemption, while properties priced between $600,000 and $750,000 will continue to qualify for partial concessions.

虽然这些新优惠对所有买家来说都是开创性的，但必须注意的是，首次购房者的现有优惠仍然有效。价值不超过 600,000 元的房屋仍将享受全额印花税减免，而价格在 600,000 元至 750,000 元之间的房产将继续有资格享受部分优惠。

What Does This Mean for the Property Market? 这对房地产市场意味着什么？

By reducing the stamp duty burden, the Victorian government aims to stimulate property demand and boost construction activity, especially in the apartment, unit, and townhouse sectors. This move is expected to appeal to a broader demographic of buyers, from investors to young families, helping to unlock the market and potentially drive further growth in the real estate industry over the coming year.

For those considering an off-the-plan property purchase, now may be the perfect time to act.

通过降低印花税负担，维多利亚州政府旨在刺激房地产需求并促进建筑活动，尤其是公寓、单元房和联排别墅领域的建筑活动。此举预计将吸引更广泛的买家群体，从投资者到年轻家庭，有助于打开市场，并可能在未来一年推动房地产行业的进一步增长。

对于那些考虑购买期房的人来说，现在可能是采取行动的最佳时机。

Ready to Explore Off-the-Plan Opportunities? 准备好探索期房了吗？

With this policy shift, there’s never been a better time to dive into the Victorian property market. The expanded concessions will be in place for one year only, so if you're thinking about buying, it might be wise to start exploring your options now.

随着这一政策的转变，现在是进入维多利亚州房地产市场的最佳时机。扩大的优惠政策将只实施一年，所以如果你正在考虑买房，现在就开始探索你的选择可能是明智之举